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Ask
the Count |
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Harold
Bankula answers frequently
asked
questions |
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Harold
"Count" Bankula
is
Magic Mint VP of Finance.
A former mortgage executive,
Harold has over 30
years experience in
the lending
business. |
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| When
someone lends me money do I have to pay them
back? Usually people are
expected to pay back money they
borrow. In your case-- with your
celebrity status-- it may be
different. Perhaps your lender feels
OK simply giving money away since it's for the star of |
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| "Moochinator III-
The Whining Years". |
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| If I had
money I wouldn't need to borrow any.
So how can I pay it back? That
sounds like a personal problem. One
you should take up with your teddy bears at
the next committee meeting. |
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| What
does date due mean? Is it anything to
worry about? Date due is the
day you're supposed to deliver cash to your
lender. As far as worrying, don't
worry too much. It's not your
style. Besides, it cuts into time you
need to spend shopping-- shopping for BenGay
and an eye patch. |
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| Is Magic
Mint FDIC insured? No, they're
too piddling for us. We're insured by
the same guy you owe money to. That's
why we firmly believe you should stop
messing with him, and why, if push comes to
shove, we'll take his side in a street
fight. |
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| Can I
cut a Magic
Mint instead of using my charge card?
While you're welcome to do that, we wouldn't
advise it. They might confuse you with
Billy Buttons, the four year old in our
logo. |
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| What
about restaurants? Yes, but
only at Dummy Burger and Captain Leech
Seafood. |
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How about
the pizza delivery guy? Sure, assuming he arrives
in a UFO and can't contact his shop back on Planet Numbnut. |
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The cable
company just returned the IOU for my cable
TV. What should I do? Take 'em to court. Try the law firm of
Swindle, Snivel and Densue. If you
lose your case, switch
to satellite. Not as many choices, but they do have your
favorite show-- "World's Darndest Didos" on
the Shiny Objects Channel. | | | |
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| No matter what
you owe, who you owe or why-- IMPRESS your obligator with a
promissory note that says YOU MEAN
BUSINESS! |
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Whatcha
want in YOUR wallet? |
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Cocktail
napkin |
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Magic
Mint IOU |
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| Take advantage with Magic
Mint |
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- Makes notes for any
amount
- Not currency, not a
money order, but ritzy looking just the same
- Super convenient, just
print and clip
- Also great for non-cash
obligations--
case of beer, trip to Tahiti, etc.
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| 6 steps to a bodacious
personal loan |
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1- Identify source
of cash
2- Pitch offer to borrow
3- Source
says "get lost"
4- Assure source you're
working through Magic Mint
5- Make IOU
6- Collect
cash |
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Ready for step 5? Make
your printable IOU NOW!
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| IOU
Checklist |
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| What
you owe |
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__
Chickenfeed
__ Major wad |
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| Who
you owe |
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__
Family
__ Co-workers
__ Neighbors
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Friends
__ Romans
__ Countrymen |
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| Why
you owe |
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__ Forgetful
__ Temporarily short
__ Tapped like a sugar maple |
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Back
your IOU with Full
Faith and Credit! |
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| Once you've printed your IOU, click
button below to print "Full Faith and
Credit" on the reverse side. |
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On
a real note |
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Download an
attorney prepared form for term, on demand
or installment Promissory Notes
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Budget
this! |
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| Visit our Personal
Budgeting Center for FREE online tools--
financial fitness
quiz, budget calculator, printable
worksheets. Plus links for estimating
FICO scores, claiming government benefits, finding scholarships and more. |
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